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	<title>Quizzle Wire &#187; Home Loan</title>
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	<link>http://www.quizzle.com/blog</link>
	<description>Personal Finance Blog</description>
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		<title>Options to Turn Your Upside-Down Mortgage Right-Side Up</title>
		<link>http://www.quizzle.com/blog/2011/11/options-to-turn-your-upside-down-mortgage-right-side-up/</link>
		<comments>http://www.quizzle.com/blog/2011/11/options-to-turn-your-upside-down-mortgage-right-side-up/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 10:00:13 +0000</pubDate>
		<dc:creator>Kristie Lorette</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[harp]]></category>
		<category><![CDATA[home affordable refinance program]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[mortgage under water]]></category>
		<category><![CDATA[mortgage underwater]]></category>
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		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[options for underwater mortgage]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[under water mortgage]]></category>
		<category><![CDATA[underwater mortgage]]></category>
		<category><![CDATA[upside down mortgage]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=13111</guid>
		<description><![CDATA[Many homeowners across the country have a mortgage balance that is more than what their home is worth. This phenomenon is known as an "underwater mortgage." Refinancing the mortgage is typically not the solution because a lender does not want to lend more money than the home is worth. Because underwater mortgages are a problem nationwide, several options are available to homeowners that are in this situation - options that allow the homeowner to stay in their home and the lender to continue receiving the mortgage payments due.]]></description>
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		<item>
		<title>Mortgage Rates: Why What You See Is Not What You Get</title>
		<link>http://www.quizzle.com/blog/2011/11/mortgage-rates-why-what-you-see-is-not-what-you-get/</link>
		<comments>http://www.quizzle.com/blog/2011/11/mortgage-rates-why-what-you-see-is-not-what-you-get/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 10:00:11 +0000</pubDate>
		<dc:creator>Kristie Lorette</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[best mortgage interest rates]]></category>
		<category><![CDATA[current mortgage interest rates]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home mortgage interest rates]]></category>
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		<category><![CDATA[interest rates mortgage]]></category>
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		<category><![CDATA[low interest mortgage rates]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage rate]]></category>
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		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[rates mortgage]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=12957</guid>
		<description><![CDATA[You've probably read articles or saw on the news about mortgage rates being at "historically low levels." This news may have even caused you to act, calling up your mortgage lender and checking out a couple of other lenders. The mortgage rates that lenders are quoting you are low, but not as low as you expected. Find out why the rates you’re hearing about and the rates you are receiving as quotes don’t quite match.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Mortgage Options for a New Economy</title>
		<link>http://www.quizzle.com/blog/2011/11/new-mortgage-options-for-a-new-economy/</link>
		<comments>http://www.quizzle.com/blog/2011/11/new-mortgage-options-for-a-new-economy/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 10:00:19 +0000</pubDate>
		<dc:creator>Kristie Lorette</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[40-year mortgage]]></category>
		<category><![CDATA[build-it-yourself mortgage]]></category>
		<category><![CDATA[custom mortgage]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[hybrid mortgage]]></category>
		<category><![CDATA[loan options]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[mortgage options]]></category>
		<category><![CDATA[mortgage programs]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[quicken loans yourgage]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[refinance mortgage]]></category>
		<category><![CDATA[what kind of mortgage]]></category>
		<category><![CDATA[yourgage]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=12842</guid>
		<description><![CDATA[It’s a new housing market, a new lending environment and a new economy. Keeping that in mind, it makes sense that new types of mortgages are popping up all over the place. Some of the innovative new mortgage options that are available to borrowers include the 40-year mortgage, hybrid mortgage, mortgage modification and the YOURgage. Find out what these options are and how they might benefit you.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Decide between a 30-Year and 15-Year Mortgage</title>
		<link>http://www.quizzle.com/blog/2011/09/how-to-decide-between-a-30-year-and-15-year-mortgage/</link>
		<comments>http://www.quizzle.com/blog/2011/09/how-to-decide-between-a-30-year-and-15-year-mortgage/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 10:00:08 +0000</pubDate>
		<dc:creator>Kristie Lorette</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[15 year mortgage]]></category>
		<category><![CDATA[15 year mortgage rate]]></category>
		<category><![CDATA[15 year mortgage rates]]></category>
		<category><![CDATA[15 year or 30 year]]></category>
		<category><![CDATA[30 year fixed mortgage]]></category>
		<category><![CDATA[30 year mortgage]]></category>
		<category><![CDATA[30 year mortgage rate]]></category>
		<category><![CDATA[30 year mortgage rates]]></category>
		<category><![CDATA[30 year or 15 year]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage 15 year]]></category>
		<category><![CDATA[mortgage 30 year]]></category>
		<category><![CDATA[mortgage 30 year fixed]]></category>
		<category><![CDATA[mortgage rate 15 year]]></category>
		<category><![CDATA[mortgage rate 30 year]]></category>
		<category><![CDATA[mortgage rates 30 year]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=12123</guid>
		<description><![CDATA[When buying a new home or refinancing an existing home, one of the many decisions that must be made is what kind of mortgage you're going to get. With that decision, is the option of term - or the length of your loan (ex: a 30-year loan has payments spread out over 30 years). For most borrowers, this means choosing between the ever-popular 30-year or 15-year fixed-rate mortgage.

Before you decide what term is best for you, make sure you weigh the pros and cons of each to determine which option is right for your personal financial situation.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Realities of Mortgage Refinancing (Part 2)</title>
		<link>http://www.quizzle.com/blog/2011/09/the-new-realities-of-mortgage-refinancing-part-2/</link>
		<comments>http://www.quizzle.com/blog/2011/09/the-new-realities-of-mortgage-refinancing-part-2/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 10:00:22 +0000</pubDate>
		<dc:creator>Benjamin Gran</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan lenders]]></category>
		<category><![CDATA[home mortgage loan]]></category>
		<category><![CDATA[home mortgage loans]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[interest rates mortgage]]></category>
		<category><![CDATA[lending guidelines]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage company]]></category>
		<category><![CDATA[mortgage interest rate]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage rate]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage refinancing]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[stephen luigi piazza]]></category>
		<category><![CDATA[stephen piazza]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=12065</guid>
		<description><![CDATA[In part one of this series, we discussed some of the new realities of mortgage refinancing in an interview with Quicken Loans Vice President and mortgage industry veteran, Stephen Luigi Piazza. The discussion continues here in part two, with more tips and trends that homeowners should know about if they want to refinance their mortgage today.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Realities of Mortgage Refinancing (Part 1)</title>
		<link>http://www.quizzle.com/blog/2011/09/the-new-realities-of-mortgage-refinancing-part-1/</link>
		<comments>http://www.quizzle.com/blog/2011/09/the-new-realities-of-mortgage-refinancing-part-1/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 11:00:40 +0000</pubDate>
		<dc:creator>Benjamin Gran</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan lenders]]></category>
		<category><![CDATA[home mortgage loan]]></category>
		<category><![CDATA[home mortgage loans]]></category>
		<category><![CDATA[how to refinance]]></category>
		<category><![CDATA[interest rates mortgage]]></category>
		<category><![CDATA[lending guidelines]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage company]]></category>
		<category><![CDATA[mortgage interest rate]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage rate]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgage refinancing]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[stephen luigi piazza]]></category>
		<category><![CDATA[stephen piazza]]></category>
		<category><![CDATA[when to refinance]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=11844</guid>
		<description><![CDATA[With mortgage rates at record lows, many homeowners are looking to refinance their mortgages to save money on their monthly payments and/or pay off their mortgages faster. But what do people need to expect if they want to refinance? Is it still possible to get a home loan? Do you need a perfect credit score? What does it take to qualify, and what options do borrowers have for structuring their new loans?]]></description>
		<wfw:commentRss>http://www.quizzle.com/blog/2011/09/the-new-realities-of-mortgage-refinancing-part-1/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Sell Your Home Faster by Making It FHA-Friendly</title>
		<link>http://www.quizzle.com/blog/2011/09/sell-your-home-faster-by-making-it-fha-friendly/</link>
		<comments>http://www.quizzle.com/blog/2011/09/sell-your-home-faster-by-making-it-fha-friendly/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 11:00:13 +0000</pubDate>
		<dc:creator>Kristie Lorette</dc:creator>
				<category><![CDATA[Home Buying & Selling]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[buy home]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[federal housing administration]]></category>
		<category><![CDATA[federal housing authority]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[fha financing]]></category>
		<category><![CDATA[fha lenders]]></category>
		<category><![CDATA[fha loan]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[fha requirements]]></category>
		<category><![CDATA[fha-backed loan]]></category>
		<category><![CDATA[first time buyer home]]></category>
		<category><![CDATA[first time home buyer credit]]></category>
		<category><![CDATA[first time homebuyer credit]]></category>
		<category><![CDATA[home buy]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home sell]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage fha]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[sell home]]></category>
		<category><![CDATA[sell your home]]></category>
		<category><![CDATA[sell your house]]></category>
		<category><![CDATA[selling your home]]></category>
		<category><![CDATA[what is a fha loan]]></category>
		<category><![CDATA[what is a fha loan what is fha loan]]></category>
		<category><![CDATA[what is an fha loan]]></category>
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		<category><![CDATA[who is a first time home buyer]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=11530</guid>
		<description><![CDATA[To qualify for a Federal Housing Authority (FHA) home loan, the property you are buying has to meet certain standards. While the FHA does not fund the mortgage directly, the government agency does insure the lenders that offer FHA loans to homebuyers. Find out how to make your home a best friend of the FHA, so it’s easier and faster to find a buyer.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>US Credit Downgrade Could Mean an Upgrade for Your Mortgage</title>
		<link>http://www.quizzle.com/blog/2011/08/us-credit-downgrade-could-mean-an-upgrade-for-your-mortgage/</link>
		<comments>http://www.quizzle.com/blog/2011/08/us-credit-downgrade-could-mean-an-upgrade-for-your-mortgage/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 22:05:35 +0000</pubDate>
		<dc:creator>Bill Rice</dc:creator>
				<category><![CDATA[Banking & the Economy]]></category>
		<category><![CDATA[Credit Reports & Scores]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[credit downgrade]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[debt ceiling]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[us credit downgrade]]></category>
		<category><![CDATA[us debt]]></category>
		<category><![CDATA[us national debt]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=11055</guid>
		<description><![CDATA[Between the US credit downgrade and the subsequent craziness in the markets, what should you being doing with your own credit and mortgage? We give you the scoop.]]></description>
		<wfw:commentRss>http://www.quizzle.com/blog/2011/08/us-credit-downgrade-could-mean-an-upgrade-for-your-mortgage/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should You Refinance Your Home?</title>
		<link>http://www.quizzle.com/blog/2011/06/should-you-refinance-your-home-loan/</link>
		<comments>http://www.quizzle.com/blog/2011/06/should-you-refinance-your-home-loan/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 13:54:04 +0000</pubDate>
		<dc:creator>Juliana Weiss-Roessler</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan options]]></category>
		<category><![CDATA[home loan recommendations]]></category>
		<category><![CDATA[home loan refinance]]></category>
		<category><![CDATA[home refinance]]></category>
		<category><![CDATA[lower mortgage payment]]></category>
		<category><![CDATA[lower mortgage rate]]></category>
		<category><![CDATA[lower payment]]></category>
		<category><![CDATA[lower rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage calculator]]></category>
		<category><![CDATA[mortgage options]]></category>
		<category><![CDATA[mortgage rate]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgage recommendations]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[refinance home]]></category>
		<category><![CDATA[refinance home loan]]></category>
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		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[should i refinance]]></category>
		<category><![CDATA[should you refinance]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=9959</guid>
		<description><![CDATA[Whether you're interested in lowering your mortgage rate, or you'd like to shorten your loan's term, refinancing your mortgage can mean big savings for you… or it might not be worth it, depending on your personal situation. Find out how to decide whether you should refinance.

]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want to Save Money? Think Big! (Part 1 of 2)</title>
		<link>http://www.quizzle.com/blog/2011/06/want-to-save-money-think-big-part-1-of-2/</link>
		<comments>http://www.quizzle.com/blog/2011/06/want-to-save-money-think-big-part-1-of-2/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 14:26:30 +0000</pubDate>
		<dc:creator>Benjamin Gran</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowner Tips]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[how can i save money]]></category>
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		<category><![CDATA[save big money]]></category>
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		<category><![CDATA[saving money expert]]></category>
		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://www.quizzle.com/blog/?p=9763</guid>
		<description><![CDATA[Advice on how to save money often focuses on the importance of “small things” - stop buying $4 lattes every morning, cancel your cable TV and magazine subscriptions, and so on. While these “small savings” can indeed add up to some significant amounts of money, the amount of time and effort that you put into scrounging up extra dough is often substantial as well. What if you really want to save some big money? It’s time to stop thinking small, and think big.]]></description>
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