Handling your monthly budget planner might seem unmanageable. But if you learn and practice how to organize monthly bills, you can save time, worry and even money. When you pay bills late, you may suffer numerous financial consequences, like late fees and a hit to your credit score. This can quickly stretch even the best-intended monthly budget too thin. Fortunately, several ways exist for you to learn how to organize monthly bills that do not require learning a lot of new skills or spending money.
Author: Stephanie Mojica
Most consumers are looking for ways to stretch their income and maybe save more money for the future. If you get ever short on cash, the easiest way for you to solve this problem is to cut down your monthly expenses. Saving money may not be an easy task to do, but it’s definitely not impossible no matter what your personal financial situation is. Here are four easy ways for you to keep more of your monthly income.
Saving money requires discipline and a positive mindset. You can’t save much if you see everything as a “need.” There are things that you really need, like food, and there are things you want, like bags and shoes, that can be bought at a future time when the economic situation is better and you have excess cash. Right now is a great time to start being more frugal and save cash for unexpected emergency situations. Here’s how to slash some costs fast.
In this troubled economy, more and more of us are looking for work at home opportunities. But how can you differentiate between the real and the scam in a world still pretty rife with online financial predators? We give you three tips to protect yourself against work at home scams.
The unexpected has happened, and you don’t have an emergency fund or even an available credit card. Before you run to the payday loan store or the pawn shop and potentially worsen your economic hardship, consider trying one or more of these methods to legally generate quick cash in an emergency.
You don’t need to hire a lawyer to file bankruptcy, but keep in mind that just because you file for bankruptcy protection doesn’t guarantee that a judge will ultimately accept your request. Following these essential steps can help prevent a bankruptcy judge from rejecting your case.
Qualifying for a home loan these days isn’t easy and requires extensive documentation as well as some available cash. But know that some of your financial costs may very well be tax-deductible, so be sure to keep all receipts and obtain detailed accounting from your mortgage lender regarding all costs paid out of your pocket once you close the deal. Here are five things you’ll need to qualify for a home loan today.
The phrase “easier life after bankruptcy” is not an oxymoron. Following a few tips can make your life much easier whether you filed Chapter 7 to eliminate your obligations to repay debts such as credit card bills, or elected a Chapter 13 repayment plan.
Even if you’re not a frequent jetsetter, you can still earn plenty of travel rewards by making ordinary daily purchases on specific types of credit cards. We give you the scoop on the five best credit cards for travel rewards and help you decide which is best for you.
Chapter 7 bankruptcy can help end your financial nightmare, but also can bring new problems of its own once a judge finalizes your request. Learn how to start rebuilding your credit score right away so you don’t have to spend the next 10 years simply waiting for that dreaded bankruptcy notation to fall off of your credit reports.