Money may be a common topic between you and your co-workers, significant other, and friends, but with your boss it…
Author: Stephanie Hamilton
Recently, Congress passed another extension of what’s come to be known as the Payroll Tax Holiday. It’s a 2…
Though the jewelry, candy and flower stores would have you believe differently, it is entirely possible to say “I love you” in profound, but inexpensive ways. Here are eight great suggestions.
Investing can be tricky business. Even for the most well-informed and experienced investors, uncertainties and unpredictable business climates create lots of question marks. In an effort to stem some of the uncertainty, investors are continually searching for the “secret” – the investment strategy used by those who have experienced profound success. If you’ve been searching for that secret, you may be surprised to learn that it can be summed up in just one word: consistency.
Most people agree that 2011 was a tough year for investors. Wild market swings, unpredictable economies and a gridlocked Congress all played havoc with investors’ nerves. In uncertain times like these, the temptation is to move your money from one investment to another, trying to limit your losses. That strategy may make an investor feel better, more in control, but won’t necessarily improve returns. Find out what the best strategy is for 2012 and how to make the most of your investments.
When you think “New Year’s Resolution,” what comes to mind? Most people think of things like diet and exercise plans, relational commitments and career goals. But what about your finances? In the same way that you need to make an effort to keep your body healthy, healthy finances require work, too. Here are five steps to help you plan for good financial health in the coming year.
You’ve decided to put your house on the market. You’ve given it a lot of thought, weighed the pros and cons. You’ve talked with your family and together you’ve determined that now is the time.
Before the “For Sale” sign is placed in your front yard, you have some more decisions to make. Possibly the most important is the list price of your house. How much are you hoping to get for your home? What’s fair and reasonable in this market? And what are the risks of pricing your home too high?
Since the housing bubble burst more than two years ago, families all across America have been holding onto to their houses. Many who considered selling decided to wait, which is good because many who considered buying decided to wait, too. But there are some indications the real estate market is beginning to recover. Depending on where you live, now may be a good time to think about buying (or selling) a home.
If you’re thinking about selling your home, you’re undoubtedly thinking about the sale price of your home, too. If you don’t know already, you’re probably wondering what your home is worth. Maybe you’ve talked to a Realtor, he’s done a market analysis and come back to you with a suggested sale price. Are you happy with that price? If you’d like to add a few more dollars, here are some things you can do to increase the re-sale value of your home.
Though the United States is grinding its way through a slow economic recovery, many parts of the country are still experiencing high unemployment and low housing prices. Experts are concerned that some of the hardest-hit areas have not yet bottomed out in terms of real estate prices. News like that is preventing many would-be buyers from shopping for a new home. Those same experts, however, acknowledge that there is one region in particular that didn’t suffer the same dramatic setbacks as the rest of the country. Find out what that area is and why it’s a hot home buying market.
You’ve worked hard for a lot of years and the day has finally arrived. Your office mates threw you a party. You packed up your belongings. And you drove away from work for the last time. You did it. You retired. For many people, retirement means freedom. And while retirement does bring some freedoms, some restrictions come with it, too. In order to manage your money well after retirement, you will need to find a good balance between the freedoms and restrictions.