Author Archive

5 Tips for Money-Smart Car Care

Thursday, May 20th, 2010

So you got a fantastic deal on that car. You made the tough choices: new or used? Lease or buy? You’ve been careful about your credit, so you found a car loan that fits your budget. You’re off to a great start. Here are some tips for keeping your wheels on the smart-money highway.

3 Tips that Help Make Sense of Refinancing

Wednesday, May 19th, 2010

If you’re thinking about refinancing, you may be hesitating because you are intimidated by the process. The mortgage industry collapse and unpredictable financial markets have created some new obstacles for borrowers. However, these hurdles can be easily overcome with a little research and preparation. Here are some of the things to be ready for and some tips on how you can prepare yourself to go through the refinance process with ease.

Consumers Beware: Applying for Credit Can Torpedo a Credit Score

Monday, May 17th, 2010

One of the most common and detrimental errors that consumers make in regard to their credit score may also be the most innocent mistake of all. Without even realizing that they are doing anything wrong, millions of Americans each year inadvertently sink their credit scores by a significant amount just by applying for credit cards and loans.

6 Tips for Budget-Friendly Farm-Fresh Food

Friday, May 14th, 2010

Building financial security means taking care of the big things. Fortunately, there are a lot of helpful personal finance sites available that dispense great advice on “big picture” elements of financial health. But what about that day-in, day-out food budget? It’s part of your financial health, too. Here are six tips for getting the most out of your food budget and enjoying the most nutritious, freshest food imaginable.

How to Get a Home Loan Today: Make Yourself Creditworthy

Wednesday, May 12th, 2010

Whether you’ve heard it on the news or tried to obtain a mortgage or other type of loan recently, you know that the landscape of the lending environment has changed drastically than it was even one year ago. Even borrowers with high credit scores have run up against obstacles preventing them from obtaining a mortgage to buy or refinance a home.

Top 10 Tips for Buying and Selling Your Home

Thursday, May 6th, 2010

Buying or selling a home is a big decision. Before putting your home up for sale or starting your search for a new home, there is some basic information to keep in mind. Here are our top 10 tips for buying and selling your home.

How to Keep Your Home Clean and Green on a Budget

Wednesday, May 5th, 2010

You can save money and be environmentally friendly at the same time with a few simple supplies you probably already have in your home. Your windows will sparkle and your floors will shine. You’ll keep potentially harmful chemicals out of your home. Best of all, your budget will stay “green” and healthy too!

Money Saving Tips when Renovating a Bathroom

Thursday, April 22nd, 2010

Renovating your bathroom can be quite an expensive affair if you’re not careful. It involves a ton of work and materials, especially if you’re planning on doing a full overhaul. With some good planning and knowledge of how to get the most bang for your buck, however, you can actually save a lot of money on your next bath remodeling project.

Top 3 Tips to Make Your Home a Green Home

Wednesday, April 21st, 2010

Do you want to lower your energy bill each month? Or maybe you just want to find ways to save without doing any major home improvements like installing a solar panel on your roof. Good news! Being green doesn’t have to cost a lot of money, can make a huge difference in your energy usage and pay for itself many times over. Here are some simple changes to not only help the environment, but save you money.

10 Ways to Use Your Tax Refund to Improve Your Home

Monday, April 12th, 2010

Home improvement doesn’t have to be expensive. If you received a tax refund this year, one great way to spend that cash is to do simple home repairs. A small investment in your home can have a big impact on your home’s perceived value when it comes time to sell – and until then, can make your home more pleasant and livable for you and your family.

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