In the modern world, economic and financial challenges are a worry for all of us. Of these concerns, the most common one is mounting debt and the biggest form of debt tends to be credit cards. To tackle your credit card debt, it’s important o understand what’s contributing to that debt and how to get a break from your credit card company.
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How to Get Your Credit Card Company to Lower Your Interest Rate
Wednesday, September 1st, 2010A Mother’s Tips for Moving to a New Home
Monday, August 30th, 2010If you’re like many Americans, you move homes fairly regularly. In fact, more than 40 million Americans move every year, according to the Census Bureau. For many folks, moving is about getting into a bigger or better home. Whatever the reason, moving always brings stress and extra expense. Here are five helpful moving tips that will hopefully make your next move a little easier.
Charge It: The True Cost of this Shopping Mantra
Tuesday, August 24th, 2010For women, it may be the latest pair of beautiful shoes. For guys, it may be a box of favorite cigars. Either way, the “buy now pay later mentality” that most Americans have means pulling out the plastic and worrying about how they are going to pay for the purchases later. When you learn how much that pair of shoes or box of cigars truly costs you if you don’t pay off your credit card bill in full at the end of the month, you may no longer think that purchase was worth it.
Home Improvement: What It Really Costs and How to Do It Wisely
Wednesday, August 18th, 2010If you think spending $30,000 on a home remodeling project will increase the value of your home by $30,000, stop now before you spend a dime. The money you spend on a remodel rarely increases the value of your home dollar for dollar. Before you start spending, find out what types of remodeling projects add value to your home, how much remodeling projects add to your home’s value and how to plan an efficient and cost effective remodeling project.
An Elementary Perspective to Personal Finance
Saturday, June 5th, 2010A first-grade teacher at the Dayspring Academy in Port Richey recently made headlines after she taught her class of six and seven-year-olds the basics of personal finance. How long has it been since a teacher made the news for doing something both productive and legal? Carmen Johnson explained, “It’s just a matter of how you show them. A lot of times they’ll understand.”
