Mortgage Help for the Unemployed Disappears

A federal program was recently in place to help the unemployed keep up with their mortgage payments and avoid foreclosure. The $1 billion program offered by the Emergency Homeowners' Loan Program via the U.S. Department of Housing and Urban … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Utilization Tips

credit utilization tips

Credit utilization is not necessarily a common term that you hear or think of when it comes to evaluating your credit score. It is a term and concept, however that you should be familiar with, because it’s an important concept. Credit experts … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Square: Squareup.com Summary on this New Credit Card Process

What Is Credit Utilization and Why Should I Care?

If you are a small business or a sole proprietor looking for a fast and easy way to process credit card payments, Square Up might be just what you are seeking. More and more customers and clients are paying with their Visa, MasterCard, American … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Are You Getting Caught by these Balance Transfer Traps?

Credit Cards

It’s exciting to get the credit card offer in the mail. It says you’re preapproved and can transfer your high interest rate balances to a low or zero interest rate. All you have to do is complete the preapproved application and send it … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Employers are Checking Credit Reports – Are You Ready?

How to Improve Your Credit Score - the Good, the Bad, the Ugly

According to a survey by the Society for Human Resource Management (SHRM), almost 50 percent of employers in the U.S. conduct a credit check on current and potential employees. The majority of the companies that conduct a credit check do so during … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

5 Ways to Start Saving Money Today

Money Saving Jar

Words such as budget and cutbacks don’t make you feel warm and fuzzy inside. In reality, though, it’s not that bad. You can cut back on your expenses without sacrificing your needs and wants, as long as you approach it in the right way. Use these … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Score: Is it the Number or the Direction?

The Truth about Credit Scores, from a Credit Score Creator

Your credit score should be “X.” If you don’t have a credit score of at least “X,” then you won’t get approved for a loan. If these statements sound familiar, it’s not a surprise. Most consumers understand that their credit score and … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

According to the FTC, The Number One Complaint Is Identity Theft.

identity theft 2

According to the Federal Trade Commission (FTC), for the 12th year in a row, the number one complaint they receive is about identity theft. Identity theft is a rampant problem that is sweeping the world. When your personal information gets into the … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Foreclosure, Your Credit and Your Future

Buying a Foreclosed Home at Auction

A foreclosure can send a credit score from 720 down to 570. When you see this, it might cause a small pain in your chest or stomach because you know that a credit score in the high 500s can mean loan denial for future loans you apply to obtain. The … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Closing Accounts without Scarring Your Credit

What Is Credit Utilization and Why Should I Care?

When you look at your credit report, or even your wallet, all you see is a bunch of credit card accounts. Even if you are one of the credit card holders that pay off their credit card balances each month or hardly ever use the credit cards, you are … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

3 Ways You Could Halt Your Mortgage Closing

mortgage

You’ve submitted your mortgage application. Your lender has said those two sweet words to you: “You’re approved.” You sigh a big breath of relief because it’s all downhill from here. That’s not entirely true. The loan is not in place … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!