How to Avoid Over-Paying on Your Hospital Bill

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shutterstock_69679651Health care costs are among the most stressful that many of us have to face. If you find yourself faced with the prospect of medical costs, don’t over-pay. Yahoo! Finance has some suggestions for keeping track of your bills — and making sure that you don’t pay more than you should:

Track Your Procedures

Your first step is to keep track of everything you are having done. That way, you can compare your bill to the services you received. Yahoo! Finance reports that eight out of 10 hospital bills contain errors. Even worse, these errors increase the bills by an average of 25%.

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This means that you need to be vigilant about your hospital bill. Ask for an itemized bill, and compare all of your procedures. If you have a question about the bill, ask. Mistakes should be corrected. Send a letter to the medical billing office, and send a copy to your insurer. Don’t forget to keep a copy for your own own records.

Talk to Your Doctor

Another option, points out Yahoo! Finance, is to speak with your doctor. Your doctor can help you determine whether or not there are other procedures, or less expensive procedures. It’s also possible to find out about programs and grants that might be available to help you pay some of your medical expenses.

Don’t forget to research some of your costs as well. You can use resources like HealthCareBlueBook.com to figure out how much some services cost. Also, don’t forget that where you go matters. There is a price gap in hospitals, and you could save thousands of dollars just by having the procedure done in another city.

Before you pay your bill, make sure that you carefully consider your options. Talk to your health care provider, and read through your bill for mistakes. You might be surprised at how much you can save.

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Miranda is a freelance writer and professional blogger specializing in financial topics. Her work has appeared in numerous media, online and offline. Her blog is Planting Money Seeds.