In one of his finer moments at this weekend’s White House Correspondents Dinner, Jimmy Kimmel touched upon the largely psychic American issue of economic confidence; an ephemeral and challenging notion that undoubtedly affects your personal finance. Kimmel ribs the President by suggesting the hope Americans found in his election was no more than a laughing moment in history. Regardless of your personal politics it was a good joke, but how do Americans really feel about the state of our economy. According to Gallup, U.S. economic confidence has reached and steadied at a four-year high, but I wouldn’t go on that spending spree just yet. 53 percent of Americans still believe the economy is getting worse.
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It seems that for the time being Americans are content with continuing their penny-pinching ways. With the summer months approaching gas prices are certain to rise and unemployment continues to hover over eight percent, we would all do well with a little belt-tightening. At Quizzle, we don’t point fingers, we just state the facts, and while the economy is looking up from a year or two ago the future remains uncertain.
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Now is the best time to pay down debt and save a little cash for that rainy day fund. Your credit score is vital to this process. If you haven’t already, I highly suggest you avail yourself of the simple to use and almost instant free credit report and score from Quizzle.com. They won’t ask for a credit card or social security number and you still get a full, detailed credit report and advice on how to improve your credit score. Understanding your credit is paramount to righting your personal finances, and as a child of the 80’s I hope you all know what I mean when I say ‘knowing is half the battle’.
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