Personal Finance Blog
Personal finance is not just about budgeting, saving money and spending more wisely. Ultimately, the way we manage our money is a reflection of our personal priorities and values in life; most financial decisions are really “lifestyle” … [Read more...]
When talking and writing about credit reports and scores day-in and day-out, it begins to seem pretty black and white. Pay your bills on time, every time. Keep your credit utilization low. Consistently use credit responsibly over … [Read more...]
In many marriages, only one-half of the couple manages the finances. While delegation of duties may be a time management issue, it can be a problem when something happens to the marriage or the spouse who handles the money. Couples should be on an … [Read more...]
You've probably read articles or saw on the news that mortgage rates are at "historically low levels." This news may have even caused you to act, calling your mortgage lender and checking out a couple of other lenders. The mortgage rates that these … [Read more...]
The difference between a staycation and a vacation usually has to do with one thing: airfare. When gas prices are high, the cost of plane tickets is high. But that doesn’t mean you have to stay local for your next “getaway.” There are plenty of … [Read more...]
Most of us have heard of the concept of “net worth” – a measure of total wealth, calculated by taking a person’s total assets minus their liabilities. But when we talk about the true “worth” of someone’s life, did you know that some … [Read more...]
There’s a big difference between knowing and achieving. Stephen R. Covey understood this significant gap when he penned his timeless guide to becoming more effective in attaining your life goals. In his classic, The 7 Habits of Highly Effective … [Read more...]
It’s a new housing market, a new lending environment and a new economy. Keeping that in mind, it makes sense that new types of mortgages are popping up all over the place. Some of the innovative new mortgage options that are available to borrowers … [Read more...]
It’s finally happening. You’re moving out of your parents' house for college and getting your first apartment. Or maybe you’re tired of living with roommates and have managed to scrape together enough cash to get your own place. Or perhaps … [Read more...]
A few weeks ago I was watching Suze Orman’s show on a Saturday night (I live a fast-paced, exciting life), which featured an interview with a young woman whose personal finances had brought her (literally) to tears. This woman (I can’t … [Read more...]
It’s pretty cool that Quizzle gives away a truly free credit report. Naturally, all of us here at Quizzle love to tell friends and family about that awesomeness. The ironic thing is most still don’t get their credit report. This has always … [Read more...]
