Personal Finance Blog
African Americans represent more than 12 percent of the U.S. population, but are less likely than the rest of the country to be financially secure. A 2010 study from Brandeis University on the “African American wealth gap” found that many African … [Read more...]
By: Jessica Drew If you’re expecting a baby or have a young child, and have very little extra money, you’re not alone. Many young couples have children while they are trying to establish themselves financially. At the same time, perhaps you … [Read more...]
As we continue to analyze shopping strategies at the nation’s largest retailers, including how to save money at CVS, Kroger, Walgreens, Target, Safeway and Rite Aid, we finally reach the big kahuna: Walmart. {QUIZZLE_MONEY_AD}Walmart is the … [Read more...]
What is going on!? A few weeks ago, Standard & Poor's (S&P), one of the big three credit rating agencies, placed the United States' debt on negative credit watch, meaning our nation's debt was under review for a possible downgrade. Then, … [Read more...]
When you get yourself into debt, it affects more than your credit score and bank account balance. Financial woes can take a toll on your mental health and even trickle into physical ailments that affect your body and overall health. Learn about the … [Read more...]
A couple of days ago, I wrote an article on the S&P credit downgrade and its impacts on your personal finances. Literally hours later, the Federal Open Market Committee (FOMC), who sets the fed funds rate and is a major influencer on overall … [Read more...]
Most of the money we spend goes to necessities like housing, food, and gas, so when it comes time to let loose and go on a vacation, some of us get a little “loose” with our spending for that, too. But being frugal on your vacation pays. You can … [Read more...]
“Failure to plan is planning to fail,” but many middle-class families struggle to get solid financial planning advice. The reason is that the financial planning profession is not well-suited to the needs of most middle-class families. Simply … [Read more...]
Have you ever looked at all three of your credit scores? Most likely all three are slightly different. That simply means that three different companies have come to slightly different conclusions, based on the data they have, as to how likely you … [Read more...]
If you have bad credit – as about a quarter of American consumers do – facing it head on is essentially your only option. Unfortunately, there aren’t any quick fixes or shortcuts, even if you’d been a model consumer prior to an unforeseen … [Read more...]
Over the last five weeks, we’ve been talking about how to maximize savings at five of the nation’s largest retailers. And with so much positive feedback from you, loyal readers, we’ve decided to expand the five-part … [Read more...]
