Archive for February, 2011

3 Ways to Save Money on Gas

February 28, 2011

With average gas prices now at a whopping $3.37 per gallon, it’s time to take measures to save on gas. Follow these three easy tips and you’ll be on the path to riches – or at least a more fuel-friendly freeway.

Is Your Home Draining Your Wallet?

February 25, 2011

Sure, you know when you own or buy a home that it is going to cost you money. You have the mortgage payment, insurance, utility bills and more. What about the unexpected costs of home ownership? Or the costs, although expected, that are higher than you thought they would be? Three primary areas that commonly empty homeowner’ wallets are heating and cooling, electricity and leaks. Find out what you can do to cut back on your spending in these areas, so your home does not cost you more than it should.

3 Ways to Boost Your Social Security Benefits

February 24, 2011

As many Americans know, you can retire and start collecting Social Security benefits anytime from age 62 to 70. Most people start collecting right away at age 62. But what many people don’t know is that you can raise your benefit substantially by exercising a few simple options. Certified Financial Planner, Tammy Kraig, explains what these options are and how much you can boost your benefits by using them.

8 Money-Saving Tips for College Students

February 23, 2011

For most college students, this is the first time you are managing a budget and incurring debt. Developing cost-saving habits will allow you to live more comfortably as you pursue your degree and help you continue to live well after you graduate. So whether you’re saving up to throw a killer tailgate party for Homecoming or just paying tuition for next semester, here are a few tips for keeping your budget under control.

I Need a Forklift to Carry My Keys … But I’m Saving Money

February 22, 2011

You have so many store loyalty cards on your keychain that you practically need a forklift to carry them all. But are they really worth it? Maximize your savings and still protect your personal information with these five tips for using store rewards cards.

Best Time to Buy Guide

February 21, 2011

I should be no surprise that if you wait to buy your winter coat until March, you’ll likely save some money But who wants to wait until the snow has melted to be warm? I don’t know about you, but patience is not exactly my strong suit. I want to buy my coat when it’s cold and still save money. Too good to be true? Not with this handy guide, which will help you find the best prices on your favorite products all year long.

Get Out of Credit Card Debt in 3 Years or Less

February 18, 2011

New credit card rules went into effect in 2010, requiring that your monthly credit card statement include important information about how long it will take you to get out of debt if you only pay the minimum payment and what payment you need to make to become debt-free in three years. We show you how to use this information to your advantage to help you come up with an actionable “get out of debt plan” for the next three years.

Home Loans 101: What You Need to Qualify for a Mortgage Today

February 17, 2011

Not sure what it takes to get a home loan today? Home Loan Expert, Eric Ehrhardt, covers the most important basics – credit, equity, income and assets – so when you’re ready to buy your dream home or refinance your existing home, you’ll have everything you need to qualify and move through the mortgage process with ease.

Skip the Spa! 7 Inexpensive Ways to Reduce Stress

February 16, 2011

A trip to the spa can be a welcome break from the distractions of everyday life and a wonderful way to get away from it all, but there’s one part of the experience that can actually cause stress: the bill! So before you book your next day trip, consider other, less expensive ways that you can relax, refresh and rejuvenate.

Are Young Adults Being Set on the Road to Financial Failure?

February 15, 2011

A lot of young adults are already heading down the road to financial hardship. Many will have problems with credit due to school loans, inexperience, financial optimism and social pressures, which will all lead to a bad credit rating. It’s important that young adults know the importance of bad credit and the effects it can have in the long run. Restraining today can help you out in a major way down the road.

5 Ways to Save Money on Event Tickets

February 14, 2011

Are you tired of spending every Friday night at the movies? Or worse, on your couch? We understand. Going out can be pricey and not everyone can afford outrageously overpriced concert tickets, not to mention the price of food and drink once you’re in. But with these savvy tips, you can kiss your sofa goodbye and say hello to fun nights spent laughing at your favorite comedian, singing along to your favorite band and cheering on the Falcons (or your sports team of choice). See for yourself.

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