In the worst recession our country has seen in decades, the idea of spending a day getting pampered at an expensive spa is almost laughable. But what about taking an hour or two to relax for the same price as dinner and a movie? Armed with the right tools, indulging has never been easier.
Archive for January, 2011
4 Ways to Save Money at the Spa
January 31, 2011Cash Savings: Is It Better to Sit on It, Invest It or Use It?
January 28, 2011If you happen to be sitting on some extra cash, you may be wondering how to put it to its best use. The answer depends on your personal financial situation. Learn how to assess your situation and determine when to save your cash, when to invest it and when to use it to pay down or pay off debt.
5 Reasons Store Credit Cards Are a Bad Idea
January 27, 2011Store credit cards charge high interest, have limited use, and provide fewer benefits than traditional credit cards. Are they ever a good idea?
3 Tips for Making Money at Consignment Stores
January 26, 2011Buying clothes at a consignment store is a great way to save money. But have you thought about selling unused or unwanted items through consignment? It can be an easy, effective way to put some extra money in your pockets. Here are some tips for selling through consignment.
How to Eat out without Putting Your Budget Planner in the Red
January 25, 2011After a long day of work, sometimes you just don’t feel like cooking dinner, even though you know it would be cheaper to eat in. Americans spend an average of $225 a month eating food away from home, but there are many ways you can keep that figure down while still enjoying a change of scene.
5 Ways to Save Money on Utilities
January 24, 2011After living at home for 18 years, listening to my dad yell at me for turning the thermostat up one degree, I couldn’t wait to move into my own place. No more nights spent tossing and turning because it was too hot to sleep. No more lectures about turning my ceiling fan off when I left for school or about falling asleep with the TV on. I was a free woman. That was… until I got my first set of utility bills. Yikes! Suddenly it all made sense. My dad was right; and believe me, it pains me to say that. Now, I’ve been living on my own for going on six years and I’ve found that with a few simple steps, you can easily decrease those utility bills (with minimal effort) and save the environment while you’re at it. Not bad.
Organize Your Monthly Budget Planner in 5 Simple Steps
January 21, 2011Handling your monthly budget planner might seem unmanageable. But if you learn and practice how to organize monthly bills, you can save time, worry and even money. When you pay bills late, you may suffer numerous financial consequences, like late fees and a hit to your credit score. This can quickly stretch even the best-intended monthly budget too thin. Fortunately, several ways exist for you to learn how to organize monthly bills that do not require learning a lot of new skills or spending money.
9 Gadgets that Will Save You Money
January 20, 2011Who doesn’t enjoy purchasing a new gadget? But we often forgo the fun because it doesn’t seem like the sensible thing to do. Well, with these gizmos, you’ll actually be saving money with the investment and still get a new toy to boot!
Is Fear Draining Your Bank Account?
January 19, 2011If you watch television for any length of time, you’ll be bombarded with commercials advertising everything from car insurance to mouthwash to home security systems. Most of the commercials use the same tactic – fear. And of course, the answer to all your problems – including that fear – is to purchase their products. Do you find yourself falling for this trap, causing you to spend needless money?
Winter Home Improvement Projects You Can Get Done Now
January 19, 2011Your home is your castle, but during the long winter months, you may get tired of being inside so much, particularly if you still have home improvements you’re longing to get done. There are some projects that will simply have to wait until warmer weather, but there are also great home improvement projects you can tackle during the winter that will immediately give your home – and you – a lift.
