Top Money Tips: How to Drop Bad Financial Habits and How Not to Use Your Credit Card

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Quizzle's Top Money Tips Weekly Roundup

Welcome to Quizzle’s Top Money Tips Roundup, where you’ll find this week’s top five most interesting, helpful and unique personal finance articles from around the Web. This week’s edition covers how to keep up your smart financial habits (and get rid of the bad ones), things you should never do with your credit card, shameless debit card ploys, freebies for the holidays and fun, frugal activities to do at home.

Some Thoughts on Passive Personal Finance Barriers (The Simple Dollar)

The title may not be that catchy, but this is a great article about how to make it easier to continue your good financial habits and make it harder to discontinue the bad ones. Sometimes, smart money management is about tricking ourselves into doing the right thing – like making savings automatic. This article offers nine ways to fool yourself into doing the right thing with your money.

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How NOT to Use a Credit Card – 4 Uses You Should Avoid at All Costs (Money Crashers)

I echo this author’s sentiments: I’m often shocked when I hear how others use their credit cards. There are ways to use your credit to your advantage and there are ways to use your credit to your disadvantage. The former comes with perks, rewards and savings, while the latter comes with astronomical fees, penalties and hits to your credit score. This article covers four ways you should never use your credit card and the consequences you’ll incur if you do.

Consumer Union Warns Teens: Don’t Keep up with the Kardashian Kard (Taking Charge)

I’m including this article because I think it’s important to get the word out about this shameless ploy by the Kardashian sisters, the most famous of which – Kim – rose to stardom, as far as I can tell, because of a leaked sex tape. The Kardashian Kard, a new prepaid debit card that’s being marketed to teens, comes with seemingly endless hidden fees and far too many traps. I’m not sure if the Kardashian sisters just didn’t know what they were getting into with this new marketing endeavor or if they just don’t care, but don’t let your teens go anywhere near this debit card.

5 Free Holiday Web Services (My Dollar Plan)

“Free” and “holidays” are two words I rarely see paired together. But freebies to help you enjoy the season and spread good tidings do exist, as this article points out. Take advantage, because you can be sure that most everything else you encounter this time of year will cost you.

Thrifty Fun at Home (The Sun’s Financial Diary)

I’ve read countless articles about frugal activities to do at home, or with friends, or with a spouse, but rarely do these pieces offer new and interesting ideas that I may not have thought of on my own. This article’s different. Clearly, this mom has had to deal with bored children on more than one occasion and instead of giving them the same ol’ stuff to do, she got creative. This article offers four fun, frugal activities that kids – and even adults – will enjoy.

Special thanks to Carnival of Personal Finance, another site that brings you the best of personal finance on the Web, for including our article, Need Cash? There May Be More Money Available in Your Paycheck, in their well-known weekly roundup.

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If you’d like to submit a personal finance article for consideration in our weekly roundup, email us at blog[at]quizzle[dot]com. If we select an article that you submit, we only ask that you link back to Quizzle.com or the Quizzle Wire on your site or blog.