Top Money Tips: Frugal Gift Ideas and Personal Budgeting Tricks

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Quizzle's Top Money Tips Weekly Roundup

Welcome to Quizzle’s Top Money Tips Roundup, where you’ll find this week’s top five most interesting, helpful or unique personal finance articles from around the Web. This week’s edition covers inexpensive gift ideas, worthwhile home improvements, retirement options, budgeting tips and when you should think about getting a new credit card.

The Great Big List of 75 Frugal Gifts You Can Give This Christmas (Bible Money Matters)

It feels a little early to start thinking about Christmas and the end-of-the-year holidays, but really, they’re only a month and a half away. And if you opt to evoke the true spirit of the holidays and give inexpensive, heart-felt gifts instead of big money lavish ones, it’s not a bad idea to give yourself extra time in case you need to do a little work putting them together yourself. This list is indeed a “great big list” and the 75 different ideas is what makes it noteworthy and bookmarkable.

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Can’t Move? Improve! Get the Most Bang for Your Buck with these Renovations (HSH)

This is an awesome list of improvements you can make to boost your home’s value – from tried-and-true projects to renovations that will give you the highest return on your investment based on where you live. If you’d like to increase the value of your home and make it an easier sell for the future, consult this list.

401(k) or Roth IRA? A Simple Approach (Wealth Pilgrim)

This question is a common one – which is better, a 401(k) or a Roth IRA? And, maybe more importantly, which is best for my personal situation? Wealth Pilgrim gives a great overview of the these two popular options, how they’re different and how to determine which is best for you.

Budgeting for Mistakes (Get Rich Slowly)

Even savvy budget planners don’t project their future spending 100 percent accurately. That’s what I like about this article: Writer Sierra Black admits that while she’s a faithful budgeter, there’s always something that comes up that can throw her budget off track. Sierra provides a fantastic trick for experts and novices alike to ensure your budget planner does what it’s supposed to.

Top 5 Signs You Need a New Credit Card (Card Ratings)

Many of us get a credit card and hang onto it for years, despite the fact that the interest rate isn’t particularly impressive and the only thing we’re receiving from the credit card company is a bunch of fees. Don’t feel like you have to be loyal to your credit card if your credit card isn’t treating you right. This article offers five occasions when you should consider dropping your current card and getting a new one.

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If you’d like to submit a personal finance article for consideration in our weekly roundup, email us at blog[at]quizzle[dot]com. If we select an article that you submit, we only ask that you link back to the Quizzle Wire on your site or blog.