Let’s face it, we’ve all been there. You’ve enjoyed a fun and indulgent spending spree, and yes, you charged everything to your credit card. One month and many blissful purchases later, you find yourself facing a huge credit card bill. You don’t have the money to pay for it, so you pay the minimum balance due. This is dangerous, and in many cases, can cost you your credit score – and ultimately your financial future. Find out how to redeem yourself – and your credit score – after a spending spree.
Archive for October, 2010
Post-Buyer’s Remorse: Proven Ways to Improve Your Credit Score
October 30, 2010Save for College or Retirement?
October 29, 2010Historically, Americans aren’t big savers. Pile on top a global recession, lost jobs and wage cuts, saving for the future is challenging. But saving for retirement AND your child’s college education? That may seem downright impossible. We help you prioritize and offer suggestions about how to make the most of your money so you can save for all of life’s biggest events.
Saving for College: Why You Need to Plan beyond Financial Aid
October 28, 2010Autumn signals the beginning of college preparation season, where parents and their high school students gather information about potential college choices, prepare essays and applications, and of course, consider how to pay for it all. Mention college-planning to parents and their first thought is usually how to get (more) financial aid. Find out what financial aid actually means, how it doesn’t always cover all expenses and why you should consider financial aid planning, from Certified Financial Planner Kevin Worthley.
Index Funds: Simplify Your Investments
October 27, 2010If you’re an average investor, you probably don’t have the time or expertise to navigate the confusing and ever-evolving world of financial markets. What you need are affordable, solid investments that don’t require tons of research and huge ongoing time commitments – like index funds. Find out what index funds are, how they work and why they may be a great investment option for you.
6 Alternatives to Paying for Cable TV
October 25, 2010Nowadays, we have literally hundreds of TV channels at our disposal, but do we really need them? Even if you’re a couch potato, there are many alternatives to shelling out $75 to $100 a month for cable television while still having access to your favorite shows. Before you renew your cable contract, consider these alternatives.
How to Avoid Identity Theft by an Ex-Spouse
October 23, 2010Maintaining a good credit score can be a challenge, especially in America – the land where plastic fuels the retail industry. Yes, we all know the temptation to buy that unattainable item. And most of the time, we create our own debt. But what happens when an ex-spouse takes control of your identity and places red marks on your credit report?
4 Truths about Financial Advice
October 22, 2010If you’ve ever considered seeking financial advice from a professional, make sure you know the score. Some financial advisors may claim to offer free or low-cost services, but someone is always footing the bill – and that someone may have motivations and conditions of his own. Here’s the real truth about financial advice.
