Archive for September, 2010

5 Freebies and Giveaways You Can’t Miss

September 30, 2010

Everyone loves free stuff! There are always companies giving away free samples, prizes and services on the Internet in order to attract customers and future clients. Here are the top 5 freebies and giveaways that we’ve come across recently.

8 Laws of Investing from the Millionaire Next Door

September 29, 2010

I’m one of those “millionaires next door” who you may have heard about. My wife and I have two kids, ordinary white collar careers and a shared financial philosophy that has enabled us to build wealth even during difficult economic times. We call these our “Eight Laws of Investing.” Find out what our eight laws are and how you can use them to grow your net worth.

Playing Parent to Your Finances

September 28, 2010

You may think that money is a strictly grown-up subject, but dealing with your personal finances has a lot in common with raising your children. In the end, we want to help our finances and children to grow from cute, charming, helpless little creatures into self-sufficient, mature and independent beings. Certified Financial Planner, DeDe Jones, explains how to play parent to your finances.

6 Steps to Take Control of Your Debt

September 27, 2010

Most people have some debt: a car or student loan, a mortgage, a home equity line of credit. In-and-of itself, debt isn’t bad. Sometimes it’s necessary. Where you and I can get into trouble is when we let our debt get out of control. High credit card balances, late payments and calls from creditors can ensue if we’re not careful. Fortunately, there are steps we can take to get and keep our debt under control.

Shop Early for the Holidays and Save

September 22, 2010

Yes, it’s that time of year again. The weather’s getting colder. The kids are back in school. Before we know it—our eyes will be turning toward the holidays. And now is the time to think about rescuing your wallet before it’s too late. Every year, people wait until the last minute to start their holiday shopping and wind up spending much more than they should have only to regret it later. You don’t have to be one of them.

Red, Yellow, Green: Easy Budget Planning for Couples

September 20, 2010

It’s no secret that money can cause major problems in an intimate relationship. Tackle your money problems and you may just find your love life improves as well. Certified Financial Planner®, Gelasia Steed, dishes on how to create a budget planner that will suit both you and your partner, and leave you with more time to enjoy each other.

Go Green and Save Green

September 16, 2010

Are you a devoted environmentalist who chooses to over-extend your budget rather than increase your carbon footprint? Or are you already committed to living within your means and saving money, but would like to save the planet at the same time? Regardless of where you fall in the spectrum, there are simple, affordable ways for you to go green (protect the environment) and save green (pocket some extra cash).

Truths and Myths about Credit Counseling

September 14, 2010

Many consumers lose control of their finances. Some are able to get themselves out of debt and regain control. Others turn to professional help in the form of credit counseling. But credit counseling isn’t always the appropriate choice. If you’re having trouble with debt, it’s time to uncover the myths and truths about working with a credit counseling agency to see if it’s the right solution for you.

7 Ways to Avoid Investment Fraud and Scams

September 13, 2010

Investing your money is a great way to save for retirement, college and other big ticket expenses. Unfortunately, sometimes our desire to see a great return on our money leads us to fraudulent investments. Scammers know that we all want the “too good to be true” investment to actually be true, and they work hard to convince us that it is true. Follow these tips to avoid investment scams.

When Is the Right Time to Refinance?

September 10, 2010

As mortgage rates hover at historical lows, many homeowners are running out to refinance. But is now the right time for you to get a new home loan? Learn how to analyze your mortgage situation so you can decide if refinancing makes sense for you.

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