Archive for August, 2010

6 Ideas for Redecorating a Kid’s Bedroom on a Budget

August 31, 2010

Kids’ tastes change, and frequently. Keep up with their ever-changing moods and styles with a bedroom makeover. Here are six decorating ideas that keep costs within reason, but still give your child the change of scenery he or she craves.

A Mother’s Tips for Moving to a New Home

August 30, 2010

If you’re like many Americans, you move homes fairly regularly. In fact, more than 40 million Americans move every year, according to the Census Bureau. For many folks, moving is about getting into a bigger or better home. Whatever the reason, moving always brings stress and extra expense. Here are five helpful moving tips that will hopefully make your next move a little easier.

5 Best Credit Cards for College Students

August 25, 2010

Being away at school offers a plethora of spending opportunities. Some are to be expected, like books, groceries, rent, utilities and random university fees. And some, like hospital and auto expenses, are not so expected.

Charge It: The True Cost of this Shopping Mantra

August 24, 2010

For women, it may be the latest pair of beautiful shoes. For guys, it may be a box of favorite cigars. Either way, the “buy now pay later mentality” that most Americans have means pulling out the plastic and worrying about how they are going to pay for the purchases later. When you learn how much that pair of shoes or box of cigars truly costs you if you don’t pay off your credit card bill in full at the end of the month, you may no longer think that purchase was worth it.

Drowning in Debt: Is Debt Consolidation Right for You?

August 23, 2010

The economic and housing downturns have left many families without savings and home equity, and some even without jobs. If you’ve fallen behind on payments or simply want to get out of debt fast, you may be considering debt consolidation. It can be a good solution, but it isn’t for everyone. When researching the debt consolidation option, consider the following.

What Motivates Back to School Shopping

August 20, 2010

The impending spending spree that often accompanies back to school shopping can be stressful. But the stress is due to more than just money.

New Credit Card Feature to Keep You from Spending

August 19, 2010

What if credit cards worked for you instead of against you? That’s the idea with MasterCard’s inControl – a new consumer service that grants cardholders the ability to set spending limits and receive real-time updates of their accounts and information.

Home Improvement: What It Really Costs and How to Do It Wisely

August 18, 2010

If you think spending $30,000 on a home remodeling project will increase the value of your home by $30,000, stop now before you spend a dime. The money you spend on a remodel rarely increases the value of your home dollar for dollar. Before you start spending, find out what types of remodeling projects add value to your home, how much remodeling projects add to your home’s value and how to plan an efficient and cost effective remodeling project.

Striking a Balance: How to Save Money and Live Your Life

August 16, 2010

How long should you wait before buying a new mattress? Do you really need a new laptop, cell phone or iPod? And what about that Caramel Macchiato from Starbuck’s? Is it necessary? It may not be, but it’s enjoyable. In our attempts to be financially responsible and save for the future, we can inadvertently cut the joy completely out of our lives. Here’s how to find a good balance between saving for tomorrow and living for today.

Pursuing Happiness: The Science of Spending

August 13, 2010

Have you ever made a large purchase, such as a couch or a television or, god forbid, a house, and then were left with an utterly empty and unsatisfied feeling as the purchase lost its luster and became just another possession?

3 Ways to Save Money on Regular Expenses

August 12, 2010

When making bigger purchases – furniture, TVs, etc. – saving money is important. One often-overlooked way to save money on a regular basis is with recurring expenses. Saving $15 on your grocery bill may not seem like much, but if you shop for groceries twice a month and save $15 every time, you’ve kept an extra $360 in your pocket each year. Here’s the scoop on how to save money on recurring costs.

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