Return of Estate Tax in 2011 to Affect Regular Joes

Taxes

According to the IRS, Ben Franklin was clearly right: “In this world nothing can be said to be certain, except death and taxes.” Franklin wrote those words of wisdom to a friend. The IRS isn’t an agency known for their friendliness. When … [Read more...]

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Mortgage Rates Hit All-Time Low

Impact of Mortgage Rates on Mortgage Payment over Time

Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. The low rates are likely due to the … [Read more...]

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Balancing Your Budget with… Toothpaste?

Blue toothbrush and paste

If you've set up a budget, you know how important it is to keep your spending on track. Even a few dollars here and there can add up. The creative use of ordinary items you already have in your home can save you money. Consider, for example, plain … [Read more...]

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Back to School on a Budget

back-to-school

As the school year approaches, kids and parents are starting to think about the same thing: clothes. Kids want the latest fashions. Parents don’t want to break the bank. Believe it or not, it is possible to accomplish both. It just takes some … [Read more...]

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Health Insurance Plans to Restrict Choices

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A new plan being tested in San Diego, New York and Chicago, will force some people to find new doctors, unless they want to foot the bill themselves. The country’s biggest insurers – Aetna, Cigna, UnitedHealth Group, WellPoint – are … [Read more...]

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Insomniacs on a Budget: How to Fall Asleep without Breaking the Bank

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Insomnia is a serious problem in America. In fact, 30 to 40 percent of adults say they have mild insomnia and 10 to 15 percent say they have chronic insomnia, according to the National Center for Sleep Disorders Research at the National Institutes of … [Read more...]

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Cut Cable TV and Slash Your Monthly Expenses

Cut Cable to Slash Your Monthly Expenses

Understand more about how to use your money wisely, plan your budget, and improve your credit score, and you'll see that some things drain your financial resources but give little in return. The average  monthly cable subscription costs $71 - … [Read more...]

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Should You Lease or Buy a Car?

Lease a Car or Buy a Car?

In our economically uncertain times, people all across the country are cutting back on their spending, and trying to make smarter financial decisions. We are saving more and spending less. If you’re in the market for a new car, you may be weighing … [Read more...]

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Travelers Beware: Hackers Are Everywhere

Credit Card Security

A new study released this year may give you a little extra anxiety to mull over just as you’re gearing up for that big summer vacation – hotels are not a safe spot for your credit card information. The New York Times reports that 38% of credit … [Read more...]

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Top 10 Cities to Rent an Apartment in 2010

Best Places to Rent an Apartment

With news of falling home values and rock-bottom mortgage rates, the renters among us rarely get attention. But the fact is, for many Americans, renting is a better option than home ownership. And in some cases, the best places to rent are the worst … [Read more...]

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How to Build $1,000 in Savings – Painlessly!

saving-money

Maybe you already have a budget, a high credit score and a great mortgage rate. Still, it seems that money never goes as far as it should. If you want to start saving, consider the following: Know yourself. If money slips through your fingers … [Read more...]

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