According to the IRS, Ben Franklin was clearly right: “In this world nothing can be said to be certain, except death and taxes.” Franklin wrote those words of wisdom to a friend. The IRS isn’t an agency known for their friendliness.
Archive for July, 2010
Return of Estate Tax in 2011 to Affect Regular Joes
July 30, 2010Mortgage Rates Hit All-Time Low
July 28, 2010Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. Take advantage now, as mortgage rates will likely go up in the near future.
Balancing Your Budget with… Toothpaste?
July 27, 2010The creative use of ordinary items you already have in your home can save you money. Consider, for example, plain white toothpaste. It’s cheap, especially if purchased in a clearance bin or dollar store. In addition to keeping your pearly whites shining and healthy, the humble tube of toothpaste can do the following for you at a fraction of the cost of buying a cartload of specialized products.
Back to School on a Budget
July 26, 2010As the school year approaches, kids and parents are starting to think about the same thing: clothes. Kids want the latest fashions. Parents don’t want to break the bank. Believe it or not, it is possible to accomplish both. It just takes some planning, discipline and a little compromise.
Health Insurance Plans to Restrict Choices
July 22, 2010A new plan being tested in San Diego, New York and Chicago, will force some people to find new doctors, unless they want to foot the bill themselves.
Insomniacs on a Budget: How to Fall Asleep without Breaking the Bank
July 21, 2010Insomnia is a serious problem in America. In fact, 30 to 40 percent of adults say they have mild insomnia and 10 to 15 percent say they have chronic insomnia, according to the National Center for Sleep Disorders Research at the National Institutes of Health.
Cut Cable TV and Slash Your Monthly Expenses
July 20, 2010About one in eight Americans will drop cable television in 2010. Could you be one of them? Is there life after cable TV? Consider these points and then decide whether you’re ready to take the plunge.
Travelers Beware: Hackers Are Everywhere
July 16, 2010A new study released this year may give you a little extra anxiety to mull over just as you’re gearing up for that big summer vacation – hotels are not a safe spot for your credit card information.
Top 10 Cities to Rent an Apartment in 2010
July 14, 2010With news of falling home values and rock-bottom mortgage rates, the renters among us rarely get attention. But the fact is, for many Americans, renting is a better option than home ownership. And in some cases, the best places to rent are the worst places to own. Find out where the best places to rent are in the United States for 2010.
How to Build $1,000 in Savings – Painlessly!
July 13, 2010Maybe you already have a budget, a high credit score and a great mortgage rate. Still, it seems that money never goes as far as it should. If you want to start saving, consider these five tips.




