6 Ways to Save Money on Pet Health Care

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Money Saving Tips for Pet Health Care

Money Saving Tips for Pet Health Care

Healthy personal finance means paying attention to your credit rating, watching your spending habits, creating a budget, and sticking to it.  If you’re a pet owner, Fido or Fluffy is a family member – but also a line item in the monthly budget.  You can save money while pampering your furry family member with these budget-smart tips:

1.  Spay or neuter your pet.

It’s healthier for your pets so your long-term veterinary costs will be lower. It’s expensive to spay or neuter your pet, but it’s even more expensive to vaccinate and raise a litter of kittens or puppies.  If your budget is stretched to the max, contact your veterinarian or your local Humane Society about low-cost spay-neuter clinics.

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2. Have your pet immunized.

Don’t neglect your pet’s shots, especially if your dog or cat spends time outdoors and around other animals.  Life-threatening diseases like distemper or parvovirus cost far more to treat.  As with spaying and neutering, you may find budget-friendly vaccination clinics in your community.  There’s a range of opinion about how often you need to immunize your pet.  Consult your vet for the schedule that’s best for your pet.

3.  Keep your pets indoors, on a leash, or confined to a fenced yard.

They’ll be less likely to be injured in traffic, and they’ll be less likely to pick up infections or parasites.  This is easier said than done, especially with cats.  But, like your household budget, it’s a goal.

4.  Put your pet on a fitness program.

Pet obesity can lead to diabetes, heart disease, and other complications in dogs and cats who are overweight and out of shape.  Tickle your cat’s fancy with toys and catnip.  Walk your dog on a leash daily.  Play with her in your neighborhood dog park or in the back yard.  Feed your pet food that’s as high in quality as your budget can handle.  A combination of exercise and great nutrition will keep your pet in shape.  And better health means lower medical costs.

5.  Pet insurance, yes or no?

If you have a young pet in top condition and you are keeping him safe and healthy, then pet insurance is probably just an added expense.  But pet insurance can really benefit your budget if your pet is in an accident or develops a serious disease like cancer that requires surgery.  Some veterinary hospitals offer a different arrangement:  you pay a modest flat monthly fee that covers unlimited office visits and wellness care.

6.  Be a wise comparison shopper.

Look for online sources of prescription medicines for pets.  As with all internet shopping, remember to calculate shipping costs into the bottom-line price.  When purchasing on line, buy far enough ahead that you don’t run out of essential meds for your  beloved pet!

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To “fetch” more great tips for improving your financial health, check out Quizzle.com, where you’ll learn how to achieve your credit potential and get home loan recommendations tailored to your unique situation.

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