Credit Card Companies Find New Ways to Charge Consumers

business credit choice - hands

Credit card companies are finding new ways to get their cut, despite the best efforts of Congress to protect consumers from unfair credit card practices. The CARD Act, the bulk of which went into effect in February, gave consumers increased … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 Dangerous Money Pitfalls to Avoid

money-down-drain

From a 1,000-foot view, your finances look to be in order. You have a steady income, you pay your bills on time and you may even have a little extra cash with which to splurge on occasion. But unless you’re thinking ahead and protecting yourself … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Got Debt? 5 Steps to Get out of Debt Faster

Debt Management Tactics: How to Get out of Debt Faster

Whether you have a mountain or molehill of debt, now is the time to rid yourself of the burden. Living with debt is more than a headache, it can actually be bad for your health, causing stress-related illnesses like heart disease, high blood … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Fed Leaves Key Rate Unchanged, Says Economic Recovery Hurt by Problems Overseas

Translation of the Federal Reserve Press Release

Our super smart friends at the Federal Reserve announced today that they will once again hold its Fed funds rate at the 0 percent to 0.25 percent range. (What the heck is the Fed funds rate and why should I care?) The following is an official … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Advice for a Successful Garage Sale

garage-sale

You pay attention to your credit score, you’ve set up a budget, and you shop around for the best deals from home loans to groceries.   Still, who can’t use a little extra cash now and then?  If you’re thinking about having a garage sale, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

The Mortgaged Dreams of Fannie Mae and Freddie Mac

Housing Crisis

The longstanding argument whether to rent or to buy in the U.S., which was very recently touched upon in the Quizzle Wire, may’ve just been thrown a curve ball. Fannie Mae and Freddie Mac, the nation’s two biggest mortgage buyers, were forced … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Bad Credit? Check Your Mirrors

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It may sound silly (or unfair, whichever way you look at it), but more often than not, bad credit is having an impact well beyond high interest rates and unapproved credit and loan applications. Credit card debt or a poor credit score can make … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Fed Caps Credit Card Late Fees, Bans Inactivity Fees

Hard Credit Inquiries vs. Soft Credit Inquiries

The Federal Reserve Board announced Tuesday a new rule to protect credit card users from unfair fees. The rule caps credit card late fees at $25. Many credit card companies have been charging upwards of $39. The new rule, which goes into effect on … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Money-Saving Tips for Pet Lovers

Money Saving Tips for Pet Lovers

Americans keep 71 million dogs and 81 million cats as pets.  The pet industry is huge, and filling a shopping cart in a pet store can ruin a budget.  You pay attention to the big picture like your credit score, budget planning, and great deals on … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

No More Blind Faith: Shopping for Health Care in the Age of the Internet

Medical Costs

As consumers, the apparent benefits of searching for the best price, deal, or situation in which to make our purchases has always outweighed the accompanying headaches and time commitments of shrewd shopping. This ideal has remained an absolute truth … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Young Adult Unemployment: Where They’re Coming From

Young Adult Unemployment: Where They're Coming From

If you are the parent of a child between the ages of 16 and 24, chances are good that you’re burdening a substantial financial load. And if you are one of those teens or young adults, chances are even better that your guilt for being that beast of … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!