Archive for May, 2010

To Buy… or Not to Buy in Bulk

May 27, 2010

Sometimes we make financial decisions on the “bigger is better” principle. Buying a new home can mean more square footage for a growing family. A higher credit score is always a good thing. But what about shopping at supermarkets, discount department stores, or member warehouses? Is bigger always better? If you’re prone to pushing that oversized shopping cart up and down the concrete aisles, you owe it to yourself – and your budget – to think about bulk buying

7 Worst Home Improvements to Make

May 26, 2010

Many homeowners purchase a house with renovations in mind. You may need to put some work into your house before it lives up to its full potential. Before you start knocking down walls, make sure you are aware of the renovation’s return on investment. Here are seven renovations that may not pay you back when it’s time to sell.

5 Tips for Money-Smart Car Care

May 20, 2010

So you got a fantastic deal on that car. You made the tough choices: new or used? Lease or buy? You’ve been careful about your credit, so you found a car loan that fits your budget. You’re off to a great start. Here are some tips for keeping your wheels on the smart-money highway.

3 Tips that Help Make Sense of Refinancing

May 19, 2010

If you’re thinking about refinancing, you may be hesitating because you are intimidated by the process. The mortgage industry collapse and unpredictable financial markets have created some new obstacles for borrowers. However, these hurdles can be easily overcome with a little research and preparation. Here are some of the things to be ready for and some tips on how you can prepare yourself to go through the refinance process with ease.

5 Ways to Protect Yourself from Identity Theft

May 18, 2010

If you haven’t had your identity stolen, you probably know someone who has. Identity theft occurs when someone steals your personal information and uses it without your knowledge to commit fraud or other crimes. It’s a growing problem, affecting 11.1 million adults in the United States just last year. Fortunately, there are many ways to protect yourself.

Consumers Beware: Applying for Credit Can Torpedo a Credit Score

May 17, 2010

One of the most common and detrimental errors that consumers make in regard to their credit score may also be the most innocent mistake of all. Without even realizing that they are doing anything wrong, millions of Americans each year inadvertently sink their credit scores by a significant amount just by applying for credit cards and loans.

6 Tips for Budget-Friendly Farm-Fresh Food

May 14, 2010

Building financial security means taking care of the big things. Fortunately, there are a lot of helpful personal finance sites available that dispense great advice on “big picture” elements of financial health. But what about that day-in, day-out food budget? It’s part of your financial health, too. Here are six tips for getting the most out of your food budget and enjoying the most nutritious, freshest food imaginable.

Personal Finance 101: Credit Cards

May 13, 2010

As a 20-something, I’m learning the importance of building my credit history now, so in the future I’ll be in a position to make the financial moves I want when I’m ready, rather than letting my credit score have control over my major life decisions.

One way to show responsibility with credit is by using a credit card.

How to Get a Home Loan Today: Make Yourself Creditworthy

May 12, 2010

Whether you’ve heard it on the news or tried to obtain a mortgage or other type of loan recently, you know that the landscape of the lending environment has changed drastically than it was even one year ago. Even borrowers with high credit scores have run up against obstacles preventing them from obtaining a mortgage to buy or refinance a home.

Happy Mother’s Day from Quizzle!

May 9, 2010

Quizzle wishes you and mothers around the world a very Happy Mother’s Day! We appreciate everything you do!

Top 10 Tips for Buying and Selling Your Home

May 6, 2010

Buying or selling a home is a big decision. Before putting your home up for sale or starting your search for a new home, there is some basic information to keep in mind. Here are our top 10 tips for buying and selling your home.

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