FTC Cracks down on ‘Free’ Credit Report Web Sites

free-sign

As of April 1, 2010, any Web site offering a “free” credit report that isn’t really free must prominently disclose on its site that free credit reports are available under Federal law at AnnualCreditReport.com. The new FTC rules apply only to … [Read more...]

How to Build Credit from No Credit in 6 Easy Steps

How to Establish Credit from No Credit

If you’ve never had a credit card or a loan, your credit history is a blank slate. Your credit history, as documented on your credit report, is a record of how responsibly you’ve repaid money you’ve borrowed. Creditors and lenders use your … [Read more...]

When to Freeze Your Credit Report and How to Do It

How to Freeze Your Credit Report

At a time when identity theft is on the rise and people are concerned with how to protect themselves, it’s important to know the ins and outs of specific security measures. One of the best ways to protect yourself is to always have visibility into … [Read more...]