Archive for March, 2010

12 Ways to Spring-Clean Your Finances

March 30, 2010

The first day of spring has come and gone, officially marking the time of year to clean house – and not just your literal home. It’s also the perfect season to tidy up your finances. Just like you might have a “to do” list for your house spring cleaning tasks, here are 12 simple to dos to help you clean your financial house.

The Pros and Cons of Paperless Billing

March 29, 2010

Many industries have recently switched to the “going green” ideals of operating on a paperless system. According to PayItGreen.com, if 20 percent of American households switched from paper to electronic bills, statements and payments each year, the collective impact would:

Don’t You Wish Your Credit Was As Good As Your Game?

March 25, 2010

If it isn’t, get in the know today at Quizzle.com, the ONLY site on the Web that gives you BOTH a totally free credit report and free credit score, no catches, no trial subscriptions, no credit card required.

7 Things Every Apartment Renter Should Know

March 23, 2010

If you’re a renter, you’re in good company. More than 95 million Americans rent their homes, according to the American Tenants Association. Maybe you live in a part of the country where the costs of home ownership are out of reach. Perhaps you don’t have the time or desire to tend to a home. Or [...]

Buying a Home: Should I Save 20 Percent First?

March 22, 2010

By: Jenny Zhang With so many home loan options out there, it’s easy for a first-time buyer to feel overwhelmed.  Traditionally, the often-repeated phrase is to save 20 percent before buying your first home.  But with loans such as the FHA loan offering as low as 3.5 percent down, is 20 percent still necessary?  Even [...]

How NOT to Improve Your Credit Score

March 19, 2010

When it comes to credit, I learned the hard way. And the very personal way. Many years back, I thought I’d take a shot at upping my credit score. I was fresh out of college, didn’t have much in way of established credit, but of course, thought I knew it all. The best way to [...]

4 Things to Know Before Moving Out of Your Parents’ House

March 18, 2010

By: Shelby Patru After spending four or more years away from home while in college, it’s natural to want to continue that feeling of freedom.  But it’s not always possible to stay out on your own when student loans have piled up and your new job doesn’t offer health insurance. This leads to the only [...]

The Best Way to Reach the Right Audience When Selling Your Home

March 15, 2010

By: Richard Pridemore The Internet has truly changed the way we sell our homes. Consider this: In the old days, buyers had to rely on a lawn sign to know when a house was up for sale. They would typically drive around neighborhoods looking for attractive houses.  When they found one, they would call the [...]

Financial Advice for 20-Somethings: Retirement Savings

March 10, 2010

As a 20-something, I’m finding more often than not that I’m in great need of guidance when it comes to financial decisions. Thankfully, I have people within my reach that are much more money-savvy than I. They’re who I turn to with any and all of my questions about managing money. With a little help [...]

10 Tips for Creating a Cozy Guest Room

March 9, 2010

By: Jenny Zhang Making your guests feel at home doesn’t have to cost a fortune. If you’re already decorating an extra bedroom, there are ways to save money along the way. After all, it’s the attention to small details that contributes to an overall homey look.  Here are some ways you can make your extra [...]

Tax Records to Keep and How Long to Keep Them

March 8, 2010

April is fast-approaching and with it, tax time. While tax preparation seems to get a little bit easier each year with the prevalence of online tax prep software, there’s still one question that leaves many Americans scratching their heads: What records should I hang onto for tax purposes and how long should I keep them? [...]

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