Archive for February, 2010

5 Tips Every First-Time Home Buyer Should Know

February 26, 2010

By: Doug Gartley Buying a home requires a lot of preparation and research. It’s important to start off on the right foot because the time you initially put in with save you time down the road. Plus, going through the basic steps to get you ready for buying a home will help you decide if [...]

10 Home Improvement Mistakes to Avoid

February 24, 2010

By: Jenny Zhang The best part about owning a home is that you can do whatever you want to it. And with the flood of home buyers taking advantage of the tax credit, more new homeowners are realizing that home improvement is inevitable. While it’s much cheaper to do the improvements yourself, projects can often [...]

7 Things about Money I Wish I Knew in My 20s

February 19, 2010

If only there was a mandatory class in high school or college to prepare students for the often-confusing world of personal finance – or at the very least, a crib sheet handed out at graduation listing all the common money traps that befall 20-somethings. Unfortunately, most young adults find themselves on their own when entering [...]

4 Reasons to Refinance Your Home Loan

February 18, 2010

By: Chris Klau While lowering your interest rate on your home loan and saving money on your monthly mortgage payment is a good reason to refinance, it’s not the only one. Your home loan, if used properly, can help you achieve greater financial freedom and flexibility. It can help you accomplish life goals like going [...]

Ways to Improve Your Home Selling Potential on the Cheap

February 12, 2010

By: Doug Gartley When selling your home there are several things you can do to increase its value and also ensure the selling process goes as smoothly as possible. These things should be done before putting the home on the market because you only get one chance to make that oh-so-important first impression. Studies have [...]

10 Ways to Make Moving Easier

February 11, 2010

By: Jenny Zhang You took advantage of the first-time home buyer tax credit, you bought your first home and now there’s the dreaded move. Moving is not only labor- and time-intensive, but also potentially messy and expensive. After all, there’s the packing and unpacking before and after the move too. Between organizing, buying new furniture, [...]

3 Major Money Mistakes that Can Cost You

February 10, 2010

Everyone makes mistakes, or so my mother tells me. But when it comes to making mistakes with your money, it can cost you. Avoid expensive mishaps by being in the know, particularly when it comes to your credit score, home loan and rainy day fund: Ignoring Your Credit Score Your credit score has never been [...]

What the Credit CARD Act Means for You and Your Wallet

February 4, 2010

By: Will Tumulty, CEO of Ready Financial Group The new Credit CARD Act recently passed by Congress and signed into law by President Obama goes into effect just a few weeks from now on February 22, 2010. The CARD Act contains a number of provisions designed to make credit card disclosures more clear for consumers [...]

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