Comments on: How to Understand Credit Reports and Credit Scores http://www.quizzle.com/blog/2008/07/how-to-understand-credit-reports-and-scores/ Personal Finance Blog Fri, 10 Feb 2012 01:59:06 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: cocksure http://www.quizzle.com/blog/2008/07/how-to-understand-credit-reports-and-scores/comment-page-1/#comment-333 cocksure Sun, 22 Nov 2009 18:13:15 +0000 http://blog.quizzle.com/?p=119#comment-333 my credit score is over 800. the secret?? pay your bills on time..........all the time. when possible, have car/mortgage payments taken directly out of your pay check by your employers credit union. payment comes out automatically and there will not be any late payments..simple. pay as many bills w/auto pay that is offered by many financial institutions. payments come out of your checking acct. on the same day each month and are never late. simple steps to a high score..........and having a wife that is anal about getting bills paid helps a great deal. my credit score is over 800. the secret?? pay your bills on time……….all the time. when possible, have car/mortgage payments taken directly out of your pay check by your employers credit union. payment comes out automatically and there will not be any late payments..simple.

pay as many bills w/auto pay that is offered by many financial institutions. payments come out of your checking acct. on the same day each month and are never late. simple steps to a high score……….and having a wife that is anal about getting bills paid helps a great deal.

]]> By: angella http://www.quizzle.com/blog/2008/07/how-to-understand-credit-reports-and-scores/comment-page-1/#comment-332 angella Wed, 14 Oct 2009 15:10:59 +0000 http://blog.quizzle.com/?p=119#comment-332 This is a very helpful website. Thank you very much, it is giving me the hope (and help)that i needed. This is a very helpful website. Thank you very much, it is giving me the hope (and help)that i needed.

]]> By: Mark D http://www.quizzle.com/blog/2008/07/how-to-understand-credit-reports-and-scores/comment-page-1/#comment-331 Mark D Fri, 08 Aug 2008 16:04:47 +0000 http://blog.quizzle.com/?p=119#comment-331 Something else you may want to note is the new FICO 08 guidelines. For example, in the past, closing an account would lower a score, but not by much. Now, it may ding a score even more since FICO 08 puts greater emphasis on the amount of credit available compared to the amount used. There's a few other changes as well, and maybe a post highlighting them would be a good topic. Oh, and not a bad site at all. I'll add it to the bookmarks. Something else you may want to note is the new FICO 08 guidelines.

For example, in the past, closing an account would lower a score, but not by much. Now, it may ding a score even more since FICO 08 puts greater emphasis on the amount of credit available compared to the amount used.

There’s a few other changes as well, and maybe a post highlighting them would be a good topic.

Oh, and not a bad site at all. I’ll add it to the bookmarks.

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