Featured Blog Posts
Car Repossessions And Late Payments Rise As Auto Lending Standards Relax
According to Experian, car repossessions and late car payments both rose substantially in the first months of 2013. USA Today, using data provided by Experian Automotive, reports that there has been a significant up-tick in people falling behind … [Read More...]
Featured Credit News
Dr. GoodCents: The Logic and Psycho-Logic of Credit Cards
A clinical psychologist with nearly 30 years of experience, Dr. Shapiro is ready to answer questions, offer advice and share strategies to help you alleviate the mental stresses of money management. Send your … [Continue Reading]
Top 10 Credit Score Facts & Fictions
Busting Some Myths If you watch the Discovery channel as much as I do then, you're probably a “Mythbusters” fan. And, if you're as much of a fan as I am, then you've learned the truth about heated … [Continue Reading]
Using Credit Cards as Part of Your Budget
We’re so used to hearing about how we need to get rid of credit card debt, and how credit cards are evil, that we often forget that they can be great financial tools. Yes, it’s important to pay off … [Continue Reading]
Should You Be Teaching Your 7-Year-Old About Credit?
We all know that it’s important to teach our children about money. However, teaching them about cash might not be the way to go. In fact, suggests Stephanie Eidelman at Forbes, perhaps you should start … [Continue Reading]
VantageScore Updates Its Credit Scoring Model
VantageScore, the credit scoring model created by the three major credit bureaus, is rolling out a new version. The new version, dubbed VantageScore 3.0, is expected to boost the credit scores of many … [Continue Reading]
Is Your Credit History Keeping You from a Job?
A new study indicates that some Americans find it difficult to get jobs due to the information contained in their credit reports. CNN Money reports that a study conducted by the Demos think-tank suggests … [Continue Reading]
4 Ways to Ruin Your Credit
You applied for a new credit card, and you were approved! Whether you are a business or an individual, you may have the same impulse as others – go buy something! After all, there is must be something you … [Continue Reading]
Monday Motivation: How I Kicked Mindless Spending to the Curb
I have a confession to make: I used to shop for sport. In fact, I used to shop when I was bored, lonely, stressed or wanting to blow off some steam. I used to make shopping a day-long, social affair. I bought … [Continue Reading]
